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Best car finance brokers with lowest interest rates

We Are A Finance Broker

Welcome to KCM Finance Limited. We are a broker, not a lender, offering the most competitive rates of finance for your next vehicle.

We have a breadth of experience in making sure your finance needs are catered for in a timely, efficient manner. With over a decade of experience within B2C and B2B finance solutions; allow us to acquire the best deal for you and/or your business.

Trust in our expertise to lead you to:

  • Best Business funding options and terms

  • Best rates of car finance

  • Best rates for commercial vehicles.

    Learn more

What do we offer?

About us…

Our journey to becoming a trusted Car Finance Broker began on the front line of the motor trade and retail sales sector. For years, we worked directly with customers in dealerships and sales environments, helping people choose vehicles while navigating the often-confusing world of finance.

Over time, we saw first-hand how limited options, lack of transparency, and sales-driven targets could work against customers’ best interests. That experience shaped our vision. We wanted to create a brokerage built on clarity, choice, and genuine support. By combining our deep understanding of vehicles with proven retail sales expertise, we built a car finance brokerage that puts people first.

Today, we use our industry knowledge, lender relationships, and customer-focused mindset to secure competitive finance solutions tailored to individual needs.

Our background allows us to explain finance clearly, manage expectations honestly, and deliver a smooth, stress-free experience from first enquiry to handover.

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Our role as a dedicated Van Finance Broker/ Commercial Finance Broker grew naturally from our roots in the motor trade and retail sales sector. Having worked personally with tradespeople, fleet operators, and self-employed professionals, we understand how vital vans are to daily operations.

In dealerships, we often saw customers frustrated by slow processes, limited lender choice, and finance that didn’t reflect the realities of running a business. That insight drove us to create a brokerage focused on practical, reliable solutions. Using our in-depth vehicle knowledge and strong sales foundations, we now help customers secure van and commercial vehicle finance that supports productivity and growth. Whether it’s a single work van or multiple vehicles, we tailor finance around usage, budget, and business structure.

Our background allows us to speak the language of the trade, remove unnecessary complexity, and deliver a fast, dependable service businesses can rely on.

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Want to talk?

Interested in working together? Fill out some info and we will be in touch shortly! We can't wait to hear from you!

Best online car finance brokers with the best rates?

Who will be helping you?

Kyle Miller is the founder and director of KCM Finance Limited.

With a breadth of experience working within the following sectors:

  • Retail

  • Finance

  • International logistics

  • Automotive

We will be able to steer you towards the best financial outcome you deserve.

How do we facilitate finance?

We work with EFT Finance Limited as an appointed representative to ensure you attain the best financial rates, customer service and outcomes.

Locations:

  • London

  • Stirling